Bankruptcy counseling is a crucial process for those who are in financial trouble. A qualified counsellor is a person with a counselling certificate from the Office of the Superintendent of Bankruptcy (OSB) who has completed at least 100 hours of training. The first stage of bankruptcy counselling is designed to educate the debtor about managing...
Bankruptcy counselling is an important step in the process of getting back on your feet after filing for bankruptcy. In order to make this step, you must first seek the help of a counselor, who will review your financial records and explain your options. For example, bankruptcy counsellors can suggest a debt management program or a budgeting plan....
In the United States, personal bankruptcy is a legal process wherein you file for personal insolvency and the court appoints a trustee to oversee your case. This trustee will collect payments and disburse them to creditors. In many cases, the debtor must begin making payments to the trustee within thirty days of filing the petition. In addition,...
The leaves are changing and fall is here. Grab your coat and accessorize stylishly. Don't get discouraged by the cold and damp weather and bring a bit of fashion to your casual outfits every day. The hottest trend for this season is all shades of grey.
As soon as the weekend calls, it is time to get out of town. Get inspired by the hues of autumn nature and combine them with a perennial classic: jeans and nautical motifs. An elegant hat is the perfect final touch for your outfit and will also keep your hair-style safe and dry.
With the approaching winter, it becomes essential to equip ourselves with the right accessories. They help keep you warm and cozy but don't underestimate the fashionable feel they can add to your outfit. A perfectly paired hat and bag will elevate your outfit to a truly trendy and stylish combination.